Heart Rate Zones

Hi! I am currently using the heart rate zones that Garmin devices use by default, but I wonder if there is a more correct way to set the zones, without doing lab tests? Or is the Garmin zones correct enough?

More correct way would be to figure out your actual Max HR and not relying on Garmin algoritmic guestimate. You don’t need a lab test to do that, field test is perfectly fine.
There is quite a few protocols described for example on Reddit but I think it’s overly complicated - you can just join some nearby race that is at least 30 minutes long and take maximal HR you had. Assuming of course you will be finishing with all out effort:)

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Thx for the input. I know my Max HR, but wonder if the percentages (60-70% 70-80 80-90 90-100%) are correct enough. Have seen some i fo that says Zone 1 is all the way to 80%…so interested how to set zones more correctly, or if Garmin is correct enough.